GEM VISA OR GEM CREDITLINE
Pay no interest and no payment for 12 months* on purchases over $250 when you choose Pay With GEM at checkout. Plus get 6 months interest free* on all GEM Visa purchases $250 and over.
12 months interest free with no repayments during the stated period. Credit and lending criteria and fees apply, including a Gem Visa $55 establishment fee and annual fees ($52 Gem Visa/$50 Gem CreditLine). Minimum purchase $250. During this period, no interest will accrue, and no monthly payments need to be made. If you do not pay the outstanding balance in full before the end of the deferred payment period, the amount payable will accrue interest and will be included in your monthly statement. Prevailing interest rate (currently Gem Visa 25.99% p.a./Gem CreditLine 29.95% p.a.) applies after any interest free term ends. Credit provided by Latitude Financial Services Limited.
HUMM BIG THINGS
Pay no interest and repay over 6, 9, 12 months all the way to 24 months* on purchases over $1000 when you choose Pay With Humm Big Things.
Lending Criteria, fees, terms, conditions, minimum amounts and exclusions apply. Credit provided by FlexiGroup (New Zealand) Limited NZBN 9429038167249.
A $10 late payment fee will apply if payment is not made by the due date. An establishment fee of $20 and a $2.50 monthly account fee applies to humm Big Things only.
Q MASTERCARD & Q CARD
Pay no interest and no payment for 12 months* on purchases over $250 when you choose Pay With Q Card instore.
On purchases $250 & over. Lending criteria, $50 Annual Account Fee, fees, Ts&Cs apply. Standard Interest Rate (currently 25.99%) applies to any outstanding balance at the end of the interest free period. $55 Establishment Fee or $35 Advance Fee applies to Long Term Finance Purchases. *No payments and no interest for 12 months/days (“Payment Holiday”) is available on Flexi Payment Plans. Minimum spend $499. Lending criteria, fees, T's&C's apply. Rate and fees correct as at date of publication, subject to change. Columbus Financial Services Limited or Consumer Finance Limited (as applicable) reserve the right to amend, suspend or terminate the offer and these terms and conditions at any time without notice.
